Holding Insurance Companies Accountable For Claims Denied In Bad Faith
Finding yourself involved in an insurance dispute because your claim was denied, possibly in bad faith, is upsetting and can be filled with frustrating dead ends as you attempt to appeal a claim denial. Our personal injury lawyers at Sammons Olivero & Paraschos in Huntington have decades of experience fighting insurance disputes and holding insurance companies accountable for denied claims.
When Claims Are Wrongfully Denied
The purpose of an insurance policy is to minimize financial loss if something goes wrong. It is easy to justify the monthly expense of an insurance policy for the peace of knowing that if something goes wrong or an accident happens, you’ll get help to compensate for the damages. We help clients appeal denied claims for any type of insurance coverage, including:
- Homeowners insurance policies
- Auto insurance
- Health insurance
- Flood insurance
- Life insurance
- Short and long-term disability coverage
If you have been injured in an auto accident and have to file an insurance claim or if you are a property owner and someone was hurt on your property, we can provide assistance with your claim and can deal with the insurance company on your behalf. No matter what type of insurance policy you have or the situation you are dealing with, we can help.
Reasons An Insurance Claim Can Be Denied
Insurance companies deny claims for a lot of reasons. An insurance claim could be denied for any of the following reasons, including:
- The claim was not filed on time
- There was insufficient evidence of damage or loss
- The claim wasn’t covered under your policy
An insurance company could also claim that you were neglectful or failed to do regular maintenance and deny your claim. The company could also allege that you were fraudulent and misrepresented your damages.
If you need to file an insurance claim, we can help you file your claim to ensure that everything is filed properly. If your claim has already been denied, we can help you resubmit it or file an appeal with the insurance company.
Bad Faith The West Virginia Unfair Trade Practices Act
The West Virginia Unfair Trade Practices Act sets forth several practices that are considered bad faith with respect to an insurance company’s denial of a claim. These include:
- A denial without fully investigating the claim
- A failure to investigate a claim in a timely manner
- A failure to pay a claim in a timely manner
- A failure to fully pay a claim
- Wrongfully denying an insurance claim
Our personal injury attorneys at Sammons Olivero & Paraschos, have decades of experience dealing with insurance companies. If you are struggling with an insurance claim or what you think is an unfair denial of your claim, let us deal with the insurance company on your behalf.
Contact An Attorney To Help With Your Claim Denial
Our attorneys are available for an initial consultation appointment to assess your case and possible claims. To schedule an appointment with one of our attorneys, call our office at 304-522-7730 or send us an email through our website. We look forward to answering your questions and telling you more about how we can help you with your legal situation.